Welcome to Financial 4.0, brought to you by MSU Federal Credit Union. A FREE resource that provides financial education, resources, and tools to help you achieve your goals and dream BIG. From blogs, podcasts, quizzes, and calculators, all created by certified financial educators, this is your hub for financial learning.
BLOG | FRAUD
2 min read | May 8, 2025
Social media platforms are a great place to share our experiences and interests, as well as communicate and coordinate events. Unfortunately, they are also a potential gold mine for identity thieves.
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BLOG | CAREER
2 min read | May 6, 2025
Networking is important and can make a big difference in your professional life. Here are a few things to be conscious of while doing your best networking.
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BLOG | CREDIT
2 min read | May 1, 2025
You may be told you’re not approved for a loan because you don’t have a credit history, but the reasoning is not the same as someone who is denied because of poor credit history. And the steps toward approval are quite different.
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BLOG | CREDIT
3 min read | April 29, 2025
Credit bureaus collect and track consumer and business financial data. They create credit reports from their collected data, which are then used to generate credit scores. Learn about them and how they use information to build your score.
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BLOG | FRAUD
2 min read | April 24, 2025
Scams related to business and job opportunities are more common than you might think. This article covers how fraudulent companies take advantage of those seeking new employment and ways you can protect yourself.
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PODCAST | FRAUD
22 min | April 23, 2025
At some point in our lives, we have all experienced some form of fraud, an unauthorized charge on our account or a phishing email attempt. Jamie Smathers, VP of Fraud Prevention and BSA at MSU Federal Credit Union joins us to talk about fraud.
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Predatory lenders often prey on people who are desperate for quick cash, making it important for you to understand exactly what you’re signing up for when you hear that a lender approves everyone regardless of credit!
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